Medical Auxiliary Insurance Brokers (MAIB)
Enquiry
Click here to go to the enquiry form.
The policy documentation is issued at our own office, where we will also handle all renewals and any mid-term alterations needed. Any claims should be notified to us in the first place, and we will then pass on information to the Insurers who will then handle the matter until settlement.
Our staff are well-qualified with considerable experience in this specialist class of business. We are able to provide immediate quotations on receipt of the information requested in the enquiry form.
For all your enquiries, you can also contact us using the information given below:
Medical Auxiliary Insurance Brokers
10, St Mary's Place, Bury, Lancs. BL9 0DZ
Telephone: 0161 797 2525 /
Fax: 0161 797 1148
Email: info@maib.org.uk
Catherine Clements, Administrator – catherine@maib.org.uk
Glenys Varley, Administrator – glenys@maib.org.uk
Jayne Bolton, Administrator – jayne@maib.org.uk
Dave Williams, Partner – davew@maib.org.uk
Policy Cover basis
Sorry to sound technical here but unlike many of our competitors’ arrangements, our policy cover (which is underwritten by Royal & Sun Alliance Insurance plc) is written on a “claims occurring” basis, which means that the cover only has to be in place when the alleged claim occurred. By having the cover on this basis, there is no requirement to maintain the cover after one has ceased to trade for whatever reason, unlike cover which is written on a “claims made” basis.
The basic policy provides Public Liability cover with automatic extensions for Malpractice Liability and Products Liability for goods sold as part of a course of treatment.
Limits of Indemnity
We can provide cover automatically for limits up to £5,000,000 any one claim, but our minimum level starts at £1,000,000 or £2,500,000 dependent on the therapies/treatments to be covered.
Scope of cover
The basic policy provides for a therapist/practitioner to carry out treatments 1-1 on his/her clients, anywhere in the UK. Extensions are available, at additional premium, for:
- Workshops, demonstrations, group work
- Temporary work in any EU state
- Additional practitioners
- Student cover
- Products Liability for goods sold to general public
- All Risks cover in respect of goods/equipment used in connection with the business
- Employer’s Liability cover in respect of injury/disease to employees arising out of/during course of their employment.
There is a NIL excess applicable on the liability section of the policy.
Premium Rating
All the treatments or therapies that we can include are rated under one of three categories – low, medium or high risk. Examples of each and their premium costings are detailed below:
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Please note that these examples are not applicable for practitioners based in Northern Ireland. Such enquiries should be referred to the office for a quotation, by use of the enquiry form or by e-mail or telephone.
This table details the premium per practitioner, operating on a 1-1 basis other than in respect of Yoga and/or Tai Chi classes). Additional premium is charged for the extensions detailed on the enquiry form – workshops, tuition, equipment cover etc.
All premiums quoted are inclusive of Insurance Premium Tax at the current rate of 5%, and our initial arrangement fee of £10.00.
Payment may be made by cheque/postal order or by debit or credit card (there is a £2.50 charge made if payment is made by credit card).
